Regulatory authorisation to operate in a jurisdiction
Licensed providers operate under defined regulatory oversight, reducing shutdown risk. Unlicensed providers may offer flexibility but increase legal uncertainty. Licensing status materially affects continuity planning.
Rules for issuing refunds and handling FX differences
Validation that a transaction is included in a block
Offline storage of digital assets
Control and safekeeping of digital assets via private keys
Reversal of card payments through banking system
Risk of transaction being reversed before confirmation