Cash Flow

On Ramp Off Ramp

Conversion between fiat and digital assets
Payout Hold Compliance Hold

Temporary restriction on withdrawals
Payout Schedule

Frequency and timing of merchant payouts
Reserve Rolling Reserve

Portion of funds held back for risk coverage
Settlement

Transfer of funds to merchant account
Bank Rail

Fiat payout method such as SEPA or SWIFT
Correspondent Banking Risk

Reliance on intermediary banks for transfers
Fiat Float

Fiat funds held before payout
Reserve Rolling Reserve

Portion of funds held back for risk coverage
Settlement

Transfer of funds to merchant account

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